Minneapolis Collision Repair, Auto Body Repair, Collision Group

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We are moving into winter here in Minnesota and over the next six months there will be thousands of car accidents. After a fender bender, it’s just as smart to steer yourself into the hands of the right auto body collision repair center as it is to check out a contractor’s credentials when you need Minneapolis collision repair.

With more than 35,000 auto body repair shops nationwide, choosing a shop can be confusing.

Steve Cox, vice president of the Council of Better Business Bureaus (CBBB), says, “Although an insurance company may make some recommendations, drivers ultimately are responsible for selecting an auto body repair shop. Choosing a trustworthy, quality-oriented shop is very important for ensuring the best possible results.”

The CBBB and the National Auto Body Council (NABC) have teamed up to help consumers better manage the collision repair experience, with tips on choosing a trustworthy shop, saving money on a replacement rental car and knowing how to settle any disputes.

Choose a Trustworthy Minneapolis Collision Repair Shop. Check out the shop’s qualifications by asking about advanced technician training from a national organization such as the Inter-Industry Conference on Auto Collision Repair (I-CAR) or National Institute for Automotive Service Excellence (ASE) certification.

Look for Commitment to Customer Satisfaction. Ask whether the shop is a member of the Better Business Bureau and verify information on the BBB Web site at www.bbb.org to see if the shop maintains a good reputation.

Arrange a Replacement Rental Car. Since the average car is in the repair shop for two weeks, ask if the shop can make recommendations for a rental car company and if it can arrange for a replacement rental car to be ready when you drop off your car. If your auto insurance policy includes replacement rental car coverage, which is usually only a couple dollars a month, you may get a rental car for little or no money.

Get Everything in Writing Up Front. Get a written repair and price estimate of the work to be performed, as well as an explanation of why specific recommendations are necessary to correct the collision damage, before the job begins. Also, ask about a warranty. Professional, reputable repair shops will stand behind their repair work by offering a warranty.

The Afternoon My Passion For Motor Bikes Started Off

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I can still remember the very first day that I rode a motor cycle because it was the time that I fell in love with them. I remember shooting hoops in the driveway in the late 1983 summer. I was embarrassing myself with my best Larry Bird impression when I heard my brother driving down the road on an almost new Yamaha.

He’d been away in the army for 3 years and now he was finally returning home after being discharged. And after completing a long 3 day ride from Texas, he had pulled into the drive with his riding glasses and helmet sparkling in the sunshine.

I was staring at him in complete awe.

I’m sure my reaction was pretty obvious because after he parked the motorbike and offered me a hug, he then smiled and told me that I could have a ride of the motorbike along the road if I wanted. I was eighteen numerous years of age without a motorbike endorsed driver’s license and my older sibling was offering to let me have a ride on his wonderful bike. I did not need to be asked twice and even burned my leg on the exhaust pipe in my rush to get on it!

He handed me his riding glasses and helmet, offered me a quick tutorial, and off I went. Just like most new bikers, I did hit the throttle a bit too hard and nearly had the motorcycle over my head. But luckily the motorbike stayed on the ground; someone must have been watching over me that day. I absolutely adored it and only came back home because my sibling was starting to get annoyed.

Well, it didn’t take long before I was out shopping for my own motorcycle. And just before December of the same year, I had finally purchased my own used Honda 550-Four in addition to my own motorcycle helmet and riding glasses.

And as the saying goes, the rest is history.

Fitness Equipment, a Boardman Hybrid Bike and the Cycle Showroom

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I took the Boardman Hybrid Comp out of the cycle showroom and instantly realised what the fuss is about, a fitness equipment machine on two wheels. The Boardman Hybrid gives as much or as little as you give. If you want to use it as a piece of fitness equipment you will get a very good workout (approx 700 calories per hour). If you want to take it easy and keep the cycle showroom etiquette then this is within reach also. For the first couple of miles I was getting the feel of the Boardman Hybrid. The balance and setup seemed fantastic. The gears seemed smooth, fluent with effortless ease. It felt like it needed to be pushed a bit or take it back to the cycle showroom and get a traditional piece of fitness equipment!

A few miles from The Cycle Showroom I approached a steady incline, now it was time to test the Boardman Hybrid gears, fitness equipment with ease as I smoothly glided to the top. Maybe it was time to get into the 2nd cog as I started picking up pace to decline down the other side of the hill. The Boardman Hybrid picked up speed rapidly as I tapped through the gears in the 2nd cog. As I got to the bottom of the hill pushing quite hard I could see a couple more gears in reserve. This bike has a lot more to give for my fitness equipment routine. Before purchasing the Boardman Hybrid from the cycle showroom I was using a mountain bike with full suspension {this is a fitness equipment machine!) to deal with the city streets, and occasionally a road bike. I did have concerns about a hybrid and the comfort, speed and strength it would offer but I had no need to worry with the Boardman Hybrid.

The Boardman Hybrid seems to offer it all for the leisure, commuting, weekend road user who likes to use the bike as a part Fitness Equipment machine. I seriously considered various other bike options including another road bike, hybrid, and even a newer style mountain bike to deal with the city streets. I love quality bikes but I am far from a professional standard, yet! I cycle twice weekly for about 20 miles and occasionally at the weekend for a fitness equipment workout! I also have not had the chance to test out the other top hybrid bikes apart from the Boardman Hybrid {watch this space) so it is difficult to compare to the others. All I can say is that the Boardman Hybrid does all I require with great balance and smoothness, has the cycle showroom looks and is a great piece of fitness equipment, excellent value (specs) for the money. Farooq Hussain Shah is an Independent Fitness Equipment reviewer

Benefits Of Custom Motorcycle Exhaust

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There has been a lot of debate over whether or not custom motorcycle exhaust should be illegal, legal, or just about any other type of argument for or against it that you might have. The truth is that there are certain benefits to having customer motorcycle exhaust that you don’t readily think about. Here are 3 great benefits that you may or may not agree with.

Loud Motorcycle Exhaust Can Save Your Life

When you’re on the road on your motorcycle, you are at a huge disadvantage because you are much smaller than the other vehicles on the road which makes you harder to see, not to mention the fact that many other drivers simply don’t watch out for motorcyclists. What makes it even more dangerous is when other drivers are too distracted to even think about looking for vehicles other than cars and trucks. When you have custom motorcycle exhaust installed, your motorcycle is going to be much louder than it was with the stock exhaust which means the other drivers on the road will definitely be able to hear you coming, and will at least become more alert.

Loud Pipes Sound Good!

When you purchase your motorcycle, you’re most likely going to purchase one that has stock exhaust on it unless you purchase your motorcycle from a private seller who has already installed custom exhaust. Stock exhaust, as you may already know, is not very loud. If you want to give your motorcycle that low rumble sound, then custom motorcycle exhaust is the way to go. You’ll have a great sounding bike that people can actually hear.

Custom Motorcycle Exhaust Just Looks Better

The stock exhaust that comes with your motorcycle will definitely look like stock exhaust which means it will look plain and boring. Customer motorcycle exhaust gives your bike a more customized look, and you can find a variety of designs that fit your style and preference.

How To Get Car Insurance For Teens

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Getting car insurance for your teenage son can be a little difficult thing as compared to getting car insurance for yourself or your son. This is because of the reason that there is high risk of accidents in the case of teens as they are full of energy as they have newly gained this freedom of driving. Thus getting car insurance for teens is difficult and also comes at higher cost.

The accidents rate is higher in case of teens is also due to lack of experience in driving. When they cross the teenage and become more experienced drivers, there rate of insurance fell and it becomes easier to get insurance for them.

There are various factors that control the rate of car insurance. The two main factors are age and sex. For males, the rates are high as compared to females as males loose their control more easily as compared to females. Also the age factor counts a lot. In case of teenage, the rates are always higher as they are at high risk of road mishaps.

Now it comes to parents as how they can reduce the rate of premium while getting the car insurance for teens. There are various ways by which they can teach their children about the code of conduct while driving so that there are fewer chances of accidents. There are driving schools which can actually help you with some fine techniques of driving.

The two other factors that affect the premium rates are the type of town and the kind of car your teen is driving. If it is a large city with heavy traffic on the streets then the rates will be higher as the chances of nay mishaps increases to a great extent. The car type also determines a lot. The sports car will make you pay a much higher premium as compared to a normal car.

The rates of premium of car insurance for teens can also be reduced if they have a good academic record. If your children have secured more than average marks then you can get some special students discounts. This helps you save money. But it is essential that students maintain their good grades otherwise this benefit of discount can be cancelled by the company.
The most effective and money saving method to look for car insurance for teens is to search online for insurance.

Affordable Car Insurance – 5 Tips To Minimize Your Expenses

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One way of curtailing your overall expenses is to buy cheap car insurance. Even though you very well cannot avoid buying insurance for your vehicle you could still reduce the amount of premium you pay. One approach to getting cheap auto insurance is to cut down on your overall coverage. This is no doubt a risky approach since it exposes you to major expenditure in case you end up having an auto accident. Another approach is to ask and qualify for all possible discounts offered by insurers. Most people use a combination of both approaches to reduce the amount of premium they pay.

The following tips will help you minimize your insurance payments:

1. Most car insurance companies give a discount to people who drive less than a specific number of miles every year because of the assumption that they are less likely to have an accident; the limit varies according to the insurer. You should try to stay within this limit by using public transportation or carpooling whenever possible.

2. Take only as much insurance as you need. For instance, if you already have medical insurance then you do not need to take a car insurance policy that will pay your medical bills. Limit your policy to covering the cost of repairing a vehicle involved in a collision and also medical costs of other people involved in the accident caused by you.

3. Avoid filing minor claims with your insurance company. You can probably get them repaired for a small fee and will therefore be allowed to ask for a ‘no-claim’ bonus or discount.

4. On a related note, you should keep your deductable very high in order to reduce premiums. You’ll have to pay out of your pocket for small expenses but you will at least get insurance cover for major accidents.

5. Do not pay for insurance cover that offers towing or a spare car. It is cheaper to get your car towed away if you ever need to do it. If you have another vehicle or easy access to public transportation or a shared ride then you will not even need the spare car.

As you can see, there are quite a few things that you can do in order to get cheap car insurance. It is definitely necessary to do some homework before you renew your auto insurance because you will save quite a bit of money this way without depriving yourself of the cover you need.

Insider Car Insurance Tips You Cannot Afford To Ignore

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The costs of running a car are increasing all the time so it is more important than ever to start cutting back on your insurance premiums.

Insider Tips
Insurance is a competitive market. Providers are in the business to make money and deals are not always as great as they first look. Understanding the rules of the game can help you to make a more informed choice about your car insurance. Before you start looking for a policy here are some important insider tips that could save you a lot of money:

Credit Records many people dont realise that their credit record could make a difference to their car insurance premiums. However industry studies have shown there is a direct link between consumer credit scores and car insurance premiums. If you have a poor credit score your premiums will typically be higher. This is because statistically you are more likely to make a claim against your insurance or fall behind with your payments. Having a poor credit score can increase your car insurance risk factor. This means it is important for your overall financial health to keep up with your credit accounts and try to maintain a good credit score.

Car Type the model of car you own affects your car insurance premiums. Insurance companies have a rating system for each make and model of car. This is based on data gathered from national safety, accident and theft reports. It is worth checking how much it costs to insure a car before you buy. You could make a significant saving on your car insurance premiums by simply opting for a car in one of the lower ratings bracket.

Pay Upfront one important insider tip that can save a lot of people money on their car insurance is to pay upfront. Insurers can charge you a lot more for the privilege of spreading your costs out across the year in monthly or quarterly payments. Another benefit of paying upfront for the whole year is that you will not have to worry about any missed payments. This is a good idea if you have a lot of credit product repayments to manage every month.

Minor Claims try to avoid making too many small claims on your car insurance if you can. Minor incidences costing under 1,000 can soon add up on your insurance record and send your premiums soaring. You will save money overall if you pay out for small claims yourself and save your insurance for when it is really needed.

Modifications you must inform your insurance company of any modifications to your car. This can include something as simple as fitting alloy wheels. If you fail to report modifications to your insurer this could invalidate any claims later on. Modifications can push premiums up so think twice whether they are really necessary before you start upgrading your vehicle.

Value Of Car Insurance Policy

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Importance of car insurance in India

According to motor vehicle act states that all the vehicles running in communal places should have Car insurance policy basic motive to cover third party liability.

There are two forms of policies for motor insurance

Third party car insurance policy
Comprehensive car insurance policy

Difference between these two policies

Comprehensive Car insurance policy also covers loss or damage to the vehicle itself by way of accident in addition to third party accountability and specified dangers, whereas Third party Car insurance policy answerable for the loss of vehicle owner or damage to life or property of the third parties.
Mode of insurance premiums

The car is not insured for reinstatement value and depreciated value

The tariff governed the finest rates for car insurance in India for all the companies that are operating here.
At what value car is to be insured – Depreciated value or reinstatement value?

The vehicle is to be done insured at the previous value in the local market for a related type of car for a same model
What factors are to be kept in mind for deciding the premium for car insurance?

On the basis of cubic capacity, usage of car, area of procedure and the cost of car projected for insurance make a decision about the premium to be paid.
What amount the insurance company pays at the time of an accident?

In situation of a mishap, the insurance organization makes payment for the cost including the labor cost and also the price of injured parts which can be replaced.

Bonus system

At the time of any accident for which a claim is registered in the occurring year on insurance organization, in the very next year, the insurance organization transfers the premium by technique of charging extra premium.

Minimum/ maximum percentages of the Bonus

The least amount Bonus is 20 percent & maximum is 65 percent.

What happens to the Bonus at the time of sale and transfer of vehicle?

Till the time he can argue bonus on next purchased motor vehicle, the bonus goes with the original owner.

What is exactly Voluntary excess?

It is totally client’s decision for paying firm amount of liability from each claim & for this car insurance organization offers a concession in premium.

Difference between voluntarily excess and compulsory excess

At the time of voluntary excess, client decides the reduction in premium on the other hand excess is imposed compulsory by the car insurance company. This will help you to take correct decision.

Automotive Mirrors

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Searching for Automotive Mirrors? Your search for Mirror Glass Replacement ends with Mirrorglassplus. We offer Replacement Automotive Mirror Glass of every variety possible.

If it’s on the road, it’s on our roster. There’s an exact-fitting, vehicle-specific Car Mirror Glass for virtually every make, model and mirror type: Heated, non-heated, signal, heated-signal, blue glass and high-bend convex.

For more mirror specifics visit our Numbering Guide. Given Below is Mirror Glass Part Number Suffix Guide to help you land on specific mirror of your choice.

3254- Unique Burco Redi Cut 4-digit part number.

3254H – The letters “H” following a mirror’s base part number means that the mirror has a heat grid and terminals on the back of the mirror.

3254HA – The letters “HA” following a mirror’s base part number means that the mirror has a heat grid, terminals and is encased in an assembly. The assembly can be seen as a black plastic edge on the front of the mirror.

2780HSEA – The letters “HSEA” following a mirror’s base part number means that the mirror has a heat grid, terminals, built-in turn signal, electro chromatic and is encased in an assembly. The assembly can be seen as a black plastic edge on the front of the mirror.

3254HRSG – The letters “HRSG” following a mirror’s base part number means that the mirror has a heat grid, terminals and a motor mount. This is a cost-effective alternative to the encased assembly.

3254HS – The letters “HS” following a mirror’s base part number means that the mirror has a heat grid, terminals and lasered holes for the built-in turn signal.

3254HSRSG – The letters “HSRSG” following a mirror’s base part number means that the mirror has a heat grid, terminals, built-in turn signal and motor mount. This is a cost-effective alternative to the encased assembly.

3254RSG – The letters “RSG” following a mirror’s base part number means that the mirror has a pre-applied motor mount. This is a cost-effective alternative to the encased assembly.

4017S – The letter “S” following a mirror’s base part number means that the mirror has lasered holes for the built-in turn signal.

3254HSA – The letters “HSA” following a mirror’s base part number means that the mirror has a heat grid, terminals, built-in turn signal and is encased in an assembly. The assembly can be seen as a black plastic edge on the front of the mirror.

If you are interested to know more about Automotive Mirrors, please search our site for more in-depth information and resources.

The Advantages and Disadvantages of Monthly Auto Insurance Payment

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The saying that you should look before you leap is a fact that is also applicable in securing auto insurance policy for your car. It is necessary that you painstaking consider how much you want to commit to it before you purchase the policy. In addition to this is to really consider the benefits that you want to get from the policy and the coverage that your car require. If you fail to do this initial plan you may have difficult time paying the periodical premium.

In a situation whereby you have financial constraint, monthly payment may be your best choice. This could be paid with your credit card or your bank account.

In case you are a lower income earner. The wise thing to do is to calculate all your monthly bills that you cannot but pay. These are bills like electricity bills, water bills and others. Just include your auto insurance payment. In this way you can conveniently settle your policy payment with little or no stress.

As a statement of fact when you want to pay the total cost of the coverage at once you monthly income may not be able o handle. This is because auto insurance policy is sometimes expensive. So the major reason for preferring monthly payment is to meet up with monthly budget. So the decision is yours depending on the size of your monthly income.

On the other hand the monthly payment cumulatively is more expensive that you pay the lump sum. The scenario is just like when you pay for an item on retail basis or you purchase it on wholesale basis. The wholesale price is always cheaper. But when you consider your income level it is possible that the monthly payment will support your cash flow

It is in your best interest having known that you may prefer monthly payment to ask for how much is their monthly rates. This will help you to really know how much you are adding to your monthly budget. It is a very good idea to ensure that you dont conclude on the first insurance firm as a place to pick your car insurance policy. You can go ahead to compare them.

It is not enough for you to have a car insurance. There area things that are necessary for you to be aware of and one of them is knowing the coverage you can get with the benefits you can obtain from it. Always be aware that as a car owner the requirement of the law is to have coverage that will cover you, your and passengers if any in case of any misshapen or accident.

The number of auto insurance companies is unlimited and their rate varies depending on the coverage you would want to have and the benefits you enjoy. Internet had also made issue of comparing insurance quotes very easy. So it is left for you to take pain to do through work to ensure that you get minimum rate for better coverage and benefits.